One of the most crucial decisions you need to make when you have suffered an injury is whether you need the services of a personal injury lawyer. Discussed are 4 situations when the expertise of an injury lawyer are needed.
1. If you have serious injuries
A seemingly harmless slip and fall accident can lead to a head trauma. If you have suffered serious injuries, then it is best to enlist the services of a personal injury lawyer. Many victims make the mistake of taking the first offer made by the insurance. However, as time goes by, they realize that their injuries were serious and the cost implications are huge. Head injuries, back injuries, and neck injuries should not be taken lightly. A lawyer will advise you to seek treatment first before you approach the insurance for a settlement. The lawyer will also ensure that you receive a settlement that is commensurate with your injuries.
2. when your claim is denied
It is not uncommon for a personal injury claim to be denied. Many injured parties who have legitimate claims are turned down by insurance companies. In some cases, the reasons for a claim denial do not hold water. If your claim has been denied, you need to consult with a personal injury lawyer. They will review your case and advice on the way forward. The lawyer will also hold negotiations with the insurance adjuster to find out the reason for denial. If the reason is not legitimate, the lawyer will help you file a lawsuit and represent you.
3. When you cannot value your claim
Claim valuation requires expertise. On your own, you may not have the knowledge and skills needed to value your claim. As a result, you may undervalue it and then encounter financial hardships later. Personal injury lawyers have the skills and experience needed to value your claim. They will consider current medical bills and the possibility of future medical treatment. You also deserve compensation for pain and suffering from mental anguish. This is best left to the legal experts.
4. When you lack the legal knowledge and experience
Personal injury law is complicated. Again, there are state laws that govern how injury settlements are to be conducted. Unless you have extensive knowledge and experience, you should not attempt an injury case on your own. To receive compensation, you need to prove liability or negligence. This is hard, even in straightforward cases. There is also a time limit when it comes to filing injury cases. An injury lawyer will guide you throughout the legal process.
If you or a loved one have been injured through negligence by a third party, it is wise to enlist the services of a Toronto personal injury lawyer.